
Chelsea suffered a humbling defeat at the hands of Bayern Munich as their Champions League return ended in a 3-1 loss at the Allianz Arena.
Harry Kane once again proved to be Chelsea’s tormentor-in-chief, scoring twice, while Trevoh Chalobah’s own goal compounded the Blues’ misery.
Cole Palmer offered a glimmer of hope with a superb strike, but Enzo Maresca’s side were ultimately outclassed by the German champions.
Below is the Bayern Munich vs Chelsea F.C. Player Ratings:
Bayern Munich vs Chelsea F.C. Player Ratings
Robert Sanchez – 7
The Spanish goalkeeper was beaten three times, but he was not directly at fault for the goals. Kane’s sharp finishing and Chalobah’s unlucky deflection left him helpless. Despite the scoreline, Sanchez was one of the reasons Bayern did not score even more.
In the second half, he pulled off two excellent saves to keep Chelsea within touching distance. His reflex stop from Michael Olise in particular was world-class and underlined his shot-stopping ability. Without him, this could have been a far heavier defeat.
Malo Gusto – 6
The French full-back had a mixed evening, shining in attack but faltering defensively. His overlapping runs added width to Chelsea’s play and his cross for Palmer’s goal was perfectly weighted, highlighting his attacking instincts.
However, his defensive concentration cost Chelsea dearly. A misjudged pass gifted Bayern the chance to score their third goal, effectively ending the contest. Gusto continues to impress going forward, but Maresca will want him to tighten up his defensive awareness in games of this magnitude.
Tosin Adarabioyo – 5
The centre-back endured a difficult night against one of Europe’s most ruthless strikers. Harry Kane’s intelligent movement repeatedly dragged Tosin out of position, and his lack of recovery pace was exposed.
He made a few crucial interventions in the first half, but as the game wore on, Bayern’s sharp passing cut through Chelsea’s defence too easily. For a player who has started the season strongly, this was a reminder of the level required in the Champions League.
Trevoh Chalobah – 5
Chalobah’s night was defined by an unfortunate own goal, which came when he stretched to cut out a low cross. It summed up his luck, and visibly dented his confidence in the minutes that followed.
To his credit, he tried to recover and showed commitment in duels, but Kane’s physicality and Bayern’s rotations caused him constant problems. He will need to quickly reset ahead of the weekend, as Maresca cannot afford his defenders to carry this performance into domestic action.
Marc Cucurella – 5
The Spaniard was tested from the first whistle by Michael Olise, who gave him a torrid evening on Bayern’s right flank. Cucurella was often caught backpedalling and struggled to contain his opponent’s pace and trickery.
Although he worked hard to get forward and provide width, his delivery into the box was inconsistent. Chelsea needed composure in the wide areas, but Cucurella’s defensive vulnerability left them exposed far too often.
Reece James – 6
Playing in midfield rather than his preferred right-back role, James put in a steady if unspectacular performance. He recycled possession well and tried to dictate play from deep, showing glimpses of his technical quality.
Yet, his influence was limited compared to when he operates from the flank. James’ ability to overlap and create danger in the final third was missing, and Chelsea looked less balanced as a result. Maresca’s tactical tweak didn’t fully pay off.
Moises Caicedo – 6
Caicedo worked tirelessly in the middle of the pitch, often breaking up Bayern’s attacks and trying to get Chelsea moving in transition. He was also instrumental in starting the move that led to Palmer’s goal.
That said, the Ecuadorian was overrun as the match progressed. Bayern’s midfield trio moved the ball too quickly at times, leaving him chasing shadows. His effort cannot be questioned, but Chelsea needed more control from their record signing.
Cole Palmer – 8
Palmer marked his 100th Chelsea appearance with a brilliant goal, finishing confidently to pull his side level in the first half. He looked like the only player capable of unsettling Bayern’s backline, constantly drifting into dangerous positions.
Denied a second goal by a tight VAR offside call, Palmer’s performance was a reminder of just how crucial he is to Maresca’s attacking plans. If Chelsea are to compete in Europe this season, the 22-year-old will need more support from those around him.
Enzo Fernández – 5
The Argentine was deployed in an advanced playmaking role, but he failed to impose himself on the game. His decision-making was inconsistent and he missed a big early chance that Palmer had laid on for him.
Although Fernández worked hard off the ball, Chelsea needed him to knit attacks together and provide creativity. Too often he was on the periphery, and Bayern were happy to let him drift out of influence.
Pedro Neto – 5
On a night when Chelsea needed their wingers to stretch Bayern’s defence, Neto was disappointingly quiet. He struggled to beat his man and rarely threatened in one-on-one situations.
While Palmer shone on the opposite flank, Neto’s lack of involvement stood out. Maresca withdrew him midway through the second half, seeking more impact from the bench.
João Pedro – 6
The striker worked hard but was left isolated for much of the match. He had to feed off scraps as Chelsea struggled to get numbers forward in support, and he was often crowded out by Bayern’s centre-backs.
Pedro did well in the build-up to Palmer’s goal, even after taking a painful blow from Jonathan Tah. Still, his overall influence was limited, and Chelsea will need to find better ways of bringing him into games.
Substitutes
Alejandro Garnacho (for Neto, 68’) – 5
Full of energy but lacked end product. Struggled to inject the spark Chelsea needed on the left-hand side.
Andrey Santos (for James, 68’) – 6
Bright and inventive in his cameo, linking well with Palmer. Thought he had an assist when Palmer scored again, only for VAR to rule it offside.
Estevão (for Fernández, 81’) – N/A
Not on long enough to influence proceedings.
Unused subs: Curd, Jorgensen, Fofana, Acheampong, Hato, Santos, Buonanotte, George, Gittens, Guiu




